Affordable Monthly Payments
Pay for your bicycle while you ride over 12 months at 0% APR or over 36 months at competitive interest rates*.
No Prepayment Penalties
Pay back the loan in monthly payments and prepay at any time without penalty.
Fast & Easy Online Application
No paperwork needed! Applying is easy and financing terms are clear. Get a decision in seconds, you aren't required to buy, and checking your eligibility won't affect your credit score.
Checking your rate will not affect your credit score.
There's no obligation to purchase when you prequalify for financing.
*Subject to credit approval. The terms is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 36 equal monthly payments of $42.45 at 29.99% APR, per $1,000 borrowed. Bread loans are made by Cross River Bank, Member FDIC.
Questions? You can reach out to Bread directly at firstname.lastname@example.org or 844.992.7323